Mortgages for First-Time Home Buyers in Oakville
Buying your first home in Oakville is exciting, but it's a lot of work to make it happen. I'm here to walk you through the entire process.
Home Buyer Incentives
There are many incentives out there provided by the Government or other institutions that you may be eligible for. With almost 20 years of experience, I keep up to date on the best incentives for the people I work with. Contact me to find out more.
Your Biggest Financial Decision
Buying a house is the biggest decision you’ll ever make. And like most Canadians, you too will be looking for a 1st time home buyer program in Oakville. Helping first-time home buyers has always been one of the major parts of my services. I have built a first home buyer mortgage program that is customer-centric.
I don't work for banks, or other financial institutions, therefore, I'm committed to helping you get the best rates possible.
How I Help First-Time Home Buyers
There are many decisions to be made when buying your first home in Oakville. I'll ensure you understand it all.
Choosing the Right Type of Mortgage
Variable or Fixed? That is the question. I'll help you decide based on your specific set of financial goals.
Optimizing Your Down Payment
There are rules and strategies to down-payments for buying a home. I'll help you implement the best strategy for you.
Securing Good Mortgage Insurace
Great Mortgage Insurance is a necessity in protecting your investment. I'll help you get just the right amount.
Choosing the Best Lender for First-Time Home Buyers
Okay, so you want the best mortgage? You have to choose the best mortgage lender. I have access to over 50 lending institutions allowing me to assure the best mortgage rates in Oakville for you.
We'll arrange a time to talk so that I can understand your unique needs and goals. I'll then provide you with some options and explain the differences and what my recommendation is.
Quick Approval For First-Time Home Buyers
I'm Patrick Romann and I'm a recognized source for helping my clients get the mortgage lending and financing they need.
We make Mortgage Lending & Financing Possible for our clients living in Oakville.
Regardless of your mortgage needs, I can help you find the best rates and get approval fast.
Why Work with Patrick Romann
Frequently Asked Questions
It depends on your credit score. The higher your credit score, the lower you can go on the down payments for a mortgage. Also, you can consider an insured mortgage which is usually available on lower upfront payments.
It is optional and, in some cases, conditional but not compulsory. If you are making a higher down payment, then you won’t be needing the mortgage insurance.
If you are applying for your first-time home buying mortgage through Patrick Romann, there are certainly no hidden charges. All the charges are explicitly described to all the customers here.
Patrick Romann brings you the best new to Canada mortgage services to easily get a mortgage for your first home in Canada.
Yes, you can. Patrick Romann offers all his self-employed customers an exceptional mortgage service where they can easily buy their first home.
First-Time Home Buyer Grants and Incentives
I help you with your mortgage. I also help you acquire the various grants and incentives available to first-time home buyers. These are at the federal, provincial, and municipal levels. This ensures that you save as much money as you can. With me, you also get the opportunity to discover all the later-useful mortgage options such as mortgage portation, mortgage renewal, etc.
These are the features that you can only get when filling in the mortgage application, and I am there with you at that time. Since my commitment is to YOU, I make sure I do everything in my power to make the purchase as easy and smooth as possible.
Get in Touch
As a mortgage agent, I provide a wide range of mortgage services. Contact me to discover how I can help you with all your mortgage needs in Oakville.