Discover the Best Mortgage Rates in Oakville

With access to more than 50 lending institutions, Patrick Romann is able to provide you with the best possible mortgage rates in Oakville.

Fixed or Variable Rates?

Mortgage rates are provided in either variable or fixed rates, and the interest rates vary between them. The type of Oakville mortgage rate you choose will depend on your financial situation and your overall mortgage strategy. Patrick Romann can help you decide.

Quick Approval For the Best Mortgage in Oakville

I'm Patrick Romann and I'm a recognized source for helping my clients get the mortgage lending and financing they need.

We make Mortgage Lending & Financing possible for our clients living in Oakville.

Regardless of your mortgage needs, I can help you find the best mortgage rates in Oakville and get approval fast.

Fixed Mortgage Rates in Oakville

There are a variety of terms that your mortgage can be valid for. A 5-year fixed mortgage term is the most popular mortgage in Oakville. In fact, 74% of Canadians choose a 5-year fixed mortgage rate. I believe this in part is due to the stability it offers as they can 'lock in' their monthly payments for 5 years. 

The Difference Between Fixed and Variable Mortage Rates in Oakville

Fixed Mortgage Rates: A fixed mortgage rate provides stability as the rate and the term (5yr) are constant. At the end of the term, a new rate and term are set based on current market rates.

Variable Mortgage Rates: The interest calculated on a variable mortgage rate is based on the mortgage prime rate, and the amount paid towards the principle of the mortgage will increase or decrease over the term of the mortgage.

Save Money With the Best Mortgage Rates in Oakville

Securing a mortgage in Oakville is one of the biggest financial commitments you'll ever make. But it doesn't have to be a scary one.

It's wise to shop around between different banks and institutions to find the best mortgage rate in Oakville.

The good news is that I do all the heavy lifting for you. When you work with me (Patrick Romann) I do all the hard work for you and walk you through the pros and cons of each option.

Get the Best Mortgage Rates Available

The reason I can guarantee you the best mortgage rates in Oakville is my experience with mortgages. And the way I have explored the market of Oakville. It's one of my main objectives to facilitate the customers with the best mortgage rates. I know and understand there can be really tough situations for families at times financially. And to get you out of any such situation,

All Mortgage Services at the Best Rates in Oakville

When you come to Patrick Romann's mortgage services, you won't be disappointed with the number of options you will have here. You may require more than one type of mortgage service. It is also possible that you need a credit repair, and for that, you need to refinance your mortgage. No matter your mortgage requirement, you get every solution right here at the most reasonable rates.

Frequently Asked Questions

What is the ideal situation for variable rates?

When you notice a decline in the interest rates, the best situation is to consider variable rates for your mortgage. Patrick Romann can let you know when to go for which rates at any given time of the year.

Are Fixed Mortgage rates always better?

Fixed mortgage rates are best when you don't want to be affected by any fluctuations. However, if you're going to take advantage of the interest rate fluctuations, we can guide you for the variable rates as well.

How can I find the best mortgage rates in Oakville?

Ideally, you will need to invest a significant amount of time researching for the best rates around Oakville. But to save your time, Patrick Romann has done all the work for you. Therefore, you can get the best mortgage rates in Oakville when you come to Patrick Romann.

Can I switch from variable rates to fixed rates during my mortgage?

If there ever comes a situation where you need to make this switch, then Yes, Patrick Romann can help you in this regard.

Can I port my fixed-rate mortgage?

Yes, a mortgage on fixed rates can easily be ported into a new mortgage.

Why Work with Patrick Romann

Access to Over 50 Lending Institutions

Get the Best Mortgage Rates Available

Objective Advice as I'm an Independent Mortgage Broker

Get in Touch

As a mortgage agent, I work with you to secure the best mortgage rates in Oakville. Contact me for a free consultation, and I'll show you how I can help you with your mortgage needs.